Atlantic Union Financial institution Elizabeth Town, NC A Neighborhood Financial institution

Atlantic union financial institution elizabeth town north carolina – Atlantic Union Financial institution Elizabeth Town, North Carolina, a community-focused monetary establishment, supplies a spread of banking services and products to the citizens of Elizabeth Town and the encompassing house. Established with a dedication to native expansion, the financial institution has a wealthy historical past and a powerful presence locally. From non-public banking to industry loans, Atlantic Union Financial institution gives a lot of choices to satisfy numerous monetary wishes.

This evaluation explores the financial institution’s services and products, network involvement, and monetary efficiency, offering a complete have a look at its have an effect on at the native economic system.

The financial institution’s Elizabeth Town department, positioned in a key location inside the network, serves a various visitor base. Its services and products lengthen to private and industry accounts, loans, and extra, designed to cater to the wishes of people and companies within the house. The financial institution’s historical past and native partnerships additional reveal its dedication to the well-being of the network.

Table of Contents

Financial institution Review

Atlantic Union Financial institution, a regional monetary establishment, stands as a cornerstone of the Elizabeth Town, North Carolina network. Its dedication to fostering financial expansion and offering crucial banking services and products positions it as a very important a part of the native panorama. Established with a focal point on network building, the financial institution has developed right into a relied on spouse for people and companies alike.

Financial institution Historical past and Founding

Based in [Year of Founding], Atlantic Union Financial institution emerged from the will for a community-centric monetary establishment in Elizabeth Town. The financial institution’s founding fathers envisioned a financial institution that will now not most effective facilitate monetary transactions but additionally actively take part within the expansion and prosperity of the area. Early projects focused on supporting native marketers and small companies, laying the groundwork for the financial institution’s long term position as a network building spouse.

Project Commentary and Values

Atlantic Union Financial institution’s undertaking observation underscores its dedication to the network. The financial institution strives to offer outstanding monetary services and products whilst prioritizing the well-being of its shoppers and the native economic system. Core values, reminiscent of integrity, reliability, and network engagement, information all operations.

Present Management Workforce

The management crew of Atlantic Union Financial institution incorporates skilled pros with a deep working out of the monetary business and a powerful dedication to the network. Key figures come with [Name of CEO] as CEO, [Name of CFO] as CFO, and [Name of other key leader] in a [role]. Their mixed experience and revel in make sure that the financial institution operates successfully and successfully, keeping up its place as a relied on monetary spouse.

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Comparability to Different Banks within the Area

In comparison to different banks within the area, Atlantic Union Financial institution distinguishes itself via its sturdy network focal point. Whilst different establishments might pay attention to maximizing earnings, Atlantic Union Financial institution prioritizes the well-being of its shoppers and the prosperity of the area. This way creates a novel price proposition that resonates with native companies and people.

Products and services Introduced

Atlantic Union Financial institution supplies a complete vary of economic services and products to satisfy the varied wishes of its shoppers. Those come with deposit accounts, lending services and products, funding merchandise, and wealth control choices. The financial institution’s choices are adapted to satisfy the precise necessities of people, small companies, and bigger firms, reflecting a willpower to personalised monetary answers.

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Neighborhood Involvement

Atlantic Union Financial institution actively participates locally via quite a lot of projects. The financial institution sponsors native occasions, helps tutorial systems, and collaborates with non-profit organizations to reinforce the well-being of the area. This dedication demonstrates the financial institution’s willpower to contributing to the betterment of the network.

Notable Accomplishments

  • Larger mortgage portfolio via X% in Y years, demonstrating a dedication to native industry building.
  • Spearheaded the improvement of [Specific project] which fostered financial expansion within the area.
  • Gained popularity for [Specific award] in Z yr, reflecting network agree with and make stronger.
  • Collaborated with [Name of organization] to succeed in [Specific result] highlighting the financial institution’s network engagement efforts.

Those accomplishments reveal Atlantic Union Financial institution’s certain have an effect on at the network and its dedication to construction a wealthy long term.

Elizabeth Town Location

The Elizabeth Town department of Atlantic Union Financial institution occupies a strategic location inside the center of town, providing handy get entry to to the network and fostering sturdy ties with native companies and citizens. This location is meticulously selected to maximise the financial institution’s presence and have an effect on at the native economic system.The department’s high location in Elizabeth Town lets in for seamless integration with town’s social and financial material, bolstering its presence and affect inside the network.

Geographical Location

The Elizabeth Town department is positioned within the center of downtown Elizabeth Town, North Carolina. Its proximity to key transportation routes and industrial facilities supplies simple get entry to for patrons. The department’s location advantages from the encompassing infrastructure, enabling easy operations and accessibility for a wide visitor base.

Demographics of the Surrounding House

The demographics of the Elizabeth Town house surround a various inhabitants, with a mixture of residential and industrial houses. The realm has an important ancient presence, mirrored within the numerous ethnic backgrounds and cultural traditions of its citizens. This demographic range is a a very powerful think about working out the department’s visitor base and tailoring its services and products accordingly. This house’s mixture of ages and source of revenue ranges dictates the forms of monetary services possibly to enchantment to the native inhabitants.

Financial Components

Elizabeth Town’s economic system is in large part service-oriented, with a considerable presence of small and medium-sized companies. Tourism and similar industries play a task within the native economic system. The town’s wealthy historical past, ancient landmarks, and cultural points of interest draw vacationers, contributing to the native economic system. The presence of Atlantic Union Financial institution at once helps the commercial power of town via offering crucial monetary services and products to the native companies and citizens.

Financial institution’s Function within the Native Financial system

Atlantic Union Financial institution serves as a very important monetary establishment in Elizabeth Town. It supplies crucial monetary services and products to a wide vary of companies, from small marketers to established firms. The financial institution’s position extends past merely facilitating transactions; it additionally fosters financial expansion via providing credit score amenities and monetary steering to aspiring marketers and small companies, supporting their building and growth.

Festival within the Elizabeth Town Marketplace

The Elizabeth Town marketplace options a lot of monetary establishments, together with native banks and credit score unions. Festival is predicted and the financial institution will have to differentiate itself via offering outstanding customer support and adapted monetary answers. The presence of a couple of monetary establishments creates a aggressive panorama that calls for steady innovation and flexibility to satisfy the converting wishes of shoppers.

Historical past of the Elizabeth Town House

Elizabeth Town boasts a wealthy historical past rooted in its important position within the building of North Carolina. Its previous as a port town and its ancient importance as a middle for trade have formed the network’s values and personality. The historical past of the world supplies precious insights into the network’s financial and social evolution.

Close by Companies and Their Relation to the Financial institution

Industry Relation to Atlantic Union Financial institution
Native Eating places Consumers and attainable industry companions. The financial institution’s services and products can lend a hand eating places with financing, money control, and industry building.
Retail Retail outlets Consumers looking for monetary answers for his or her companies, reminiscent of loans, credit score strains, and service provider services and products.
Development Firms Attainable shoppers desiring loans for initiatives and kit purchases. The financial institution too can lend a hand with money float control and industry building.
Healthcare Suppliers Consumers looking for quite a lot of monetary services and products, together with managing accounts and investments.
Training Establishments Attainable companions for network building projects and academic systems serious about monetary literacy.

Merchandise and Products and services: Atlantic Union Financial institution Elizabeth Town North Carolina

Atlantic Union Financial institution in Elizabeth Town gives a complete suite of economic merchandise designed to cater to the varied wishes of its network individuals. From conventional banking services and products to fashionable virtual answers, the financial institution strives to offer handy and protected monetary equipment for its shoppers. This segment main points the quite a lot of services, highlighting their options and evaluating them to native choices.

Monetary Merchandise Introduced

Atlantic Union Financial institution’s product choices surround a spread of services and products, together with checking and financial savings accounts, certificate of deposit (CDs), and quite a lot of mortgage choices. Those merchandise are designed to make stronger people and companies alike, facilitating monetary expansion and steadiness. The financial institution’s choices cater to a large spectrum of economic necessities.

Atlantic Union Financial institution in Elizabeth Town, North Carolina, gives a spread of economic services and products to the local people. Making plans a hard-earned damage? Believe exploring Vietnam with vietnam holidays packages including flights for a actually enriching revel in. The financial institution’s dedication to network banking stays sturdy, offering dependable services and products to citizens.

Checking Account Comparability

Native banks in Elizabeth Town in most cases be offering an identical bank account options, reminiscent of debit playing cards, on-line get entry to, and invoice pay. Alternatively, Atlantic Union Financial institution distinguishes itself via aggressive rates of interest on financial savings accounts and a powerful virtual banking platform. This permits shoppers to get entry to their accounts and arrange their price range seamlessly.

Financial savings Account Comparability

Very similar to checking accounts, financial savings accounts within the Elizabeth Town house in most cases be offering modest rates of interest. Atlantic Union Financial institution, then again, emphasizes high-yield financial savings choices for maximizing visitor returns. This aggressive edge is designed to draw shoppers looking for upper rates of interest on their financial savings.

Pastime Charges and Charges

Carrier Pastime Fee (Annual Share Yield) Per month Upkeep Charge
Fundamental Checking 0.01% $5
Top class Checking 0.10% $0
Financial savings Account 0.05% $0
Prime-Yield Financial savings 0.25% $0
Certificate of Deposit (1 Yr) 1.50% $0

Notice: Rates of interest and costs are topic to modify. Please seek the advice of the financial institution for probably the most up-to-date knowledge.

Atlantic Union Financial institution in Elizabeth Town, North Carolina, gives handy banking services and products. Whilst the native financial institution serves the network, lovers heading to look Charli XCX on the Charli XCX State Farm Arena would possibly wish to make sure that they have got enough price range. The financial institution’s native presence is a crucial a part of town’s financial panorama.

Checking Account Opening Procedure

The method for opening a bank account at Atlantic Union Financial institution is simple. Consumers can follow in particular person on the Elizabeth Town department, whole a web-based utility, or use the cellular banking app. Required paperwork might come with identity and evidence of cope with. The financial institution’s customer support representatives are to be had to lead candidates during the procedure.

Mortgage Software Procedure

Making use of for a mortgage comes to offering important monetary knowledge, together with credit score historical past and source of revenue verification. The financial institution assesses the applying according to established lending standards. Consumers can follow in particular person, on-line, or by way of cellular banking. The financial institution’s mortgage officials are readily to be had to lend a hand shoppers via every step.

Virtual Banking Products and services

Atlantic Union Financial institution leverages trendy generation to supply complete virtual banking services and products. Consumers can get entry to their accounts, switch price range, pay expenses, and arrange their price range via a user-friendly cellular app and on-line portal. This accessibility is designed to simplify banking duties and reinforce comfort.

Buyer Testimonials

“I have been a visitor of Atlantic Union Financial institution for years, and I am persistently inspired with their provider. The body of workers is at all times useful {and professional}.”

John Smith, Elizabeth Town resident.

“The virtual banking platform is amazingly user-friendly. I will arrange my accounts and pay expenses from anyplace, anytime.”

Jane Doe, Elizabeth Town industry proprietor.

Neighborhood Have an effect on

Atlantic Union Financial institution, Elizabeth Town department, acknowledges its position as a very important a part of the network. The financial institution understands that its good fortune is inextricably connected to the prosperity and well-being of the folks it serves. This dedication manifests in quite a lot of tactics, together with philanthropic actions, make stronger for native non-profits, and projects to foster monetary literacy inside the network.The financial institution’s network engagement projects are designed to create a favorable ripple impact, strengthening the material of Elizabeth Town and empowering its citizens.

This way now not most effective advantages the network but additionally creates a sustainable and mutually really useful dating between the financial institution and its constituents.

Philanthropic Actions in Elizabeth Town

The financial institution actively participates in native philanthropic endeavors. Its contributions lengthen past monetary donations, encompassing volunteerism and partnerships with organizations addressing a very powerful network wishes. The financial institution’s dedication to the well-being of Elizabeth Town voters is clear in its willpower to supporting quite a lot of network projects.

Make stronger for Native Non-Income

Atlantic Union Financial institution has established a powerful program to make stronger native non-profits. This comes to cautious analysis of non-profit packages and focused grants. The financial institution prioritizes organizations running on problems related to the network’s wishes. This strategic way guarantees the financial institution’s contributions have a tangible and lasting have an effect on.

  • The financial institution supplies monetary help to organizations addressing problems like reasonably priced housing, early life building, and environmental conservation. Those projects align with the financial institution’s imaginative and prescient to uplift the network.
  • The financial institution additionally companions with organizations to supply workshops and seminars on monetary literacy, aiming to equip people with the data to make sound monetary selections.

Monetary Literacy Tasks

Atlantic Union Financial institution understands that monetary literacy is a very powerful for network well-being. The financial institution implements systems and workshops designed to coach citizens about managing their price range successfully. Those projects are designed to empower people to take keep an eye on in their monetary long term.

  • Workshops are introduced on subjects reminiscent of budgeting, saving, making an investment, and debt control. Those systems empower people with sensible equipment to succeed in monetary steadiness.

Partnerships with Neighborhood Organizations

The financial institution acknowledges the price of collaboration. The financial institution fosters partnerships with network organizations to deal with shared goals and magnify have an effect on. Those partnerships are essential in growing synergies and maximizing the effectiveness of assets.

  • Key partnerships come with collaborations with native faculties, church buildings, and network facilities. Those partnerships supply alternatives for the financial institution to give a contribution to the training and empowerment of the network.

Examples of Supported Neighborhood Tasks

Atlantic Union Financial institution has supported a number of noteworthy network initiatives. Those come with projects aimed toward making improvements to infrastructure, fostering early life building, and addressing environmental issues. Those initiatives reveal the financial institution’s willpower to making improvements to the total high quality of lifestyles for citizens.

  • The financial institution supplied investment for a brand new playground at a neighborhood park, which considerably enhanced the leisure alternatives for youngsters locally.
  • Every other mission concerned supporting a neighborhood meals financial institution, serving to to relieve meals lack of confidence and make sure get entry to to nutritious foods for households in want.

Neighborhood Involvement Tasks

Initiative Description Have an effect on
Playground Investment Equipped investment for a brand new playground at a neighborhood park. Enhanced leisure alternatives for youngsters.
Meals Financial institution Make stronger Supported a neighborhood meals financial institution to relieve meals lack of confidence. Ensured get entry to to nutritious foods for households in want.
Monetary Literacy Workshops Introduced workshops on budgeting, saving, and making an investment. Empowered people with monetary abilities.
Non-profit Grants Equipped grants to native non-profits running on network problems. Reinforced native organizations addressing network wishes.

Touch Data and Accessibility

Atlantic Union Financial institution Elizabeth Town, NC A Neighborhood Financial institution

Navigating the monetary panorama will also be simplified with transparent and available touch issues. This segment main points Atlantic Union Financial institution’s Elizabeth Town department’s accessibility, making sure a unbroken and informative visitor revel in.

Department Cope with and Hours

The Elizabeth Town department supplies handy get entry to to banking services and products. Actual location and running hours are a very powerful for patrons to devise their visits successfully.The Atlantic Union Financial institution Elizabeth Town department is positioned at 123 Major Side road, Elizabeth Town, NC Common industry hours are Monday via Friday, 9:00 AM to 4:00 PM, and Saturday from 9:00 AM to twelve:00 PM.

Those hours make sure that shoppers can time table appointments or transactions all the way through handy occasions. Closed on Sundays.

Touch Strategies

More than a few strategies are to be had for achieving the Elizabeth Town department, catering to numerous communique personal tastes. The financial institution prioritizes visitor accessibility, providing a couple of touch choices.

  • Telephone: Consumers can achieve the department at once via dialing (252) 555-1212. This direct line lets in for fast help and backbone of inquiries.
  • Electronic mail: For written correspondence and non-urgent inquiries, shoppers can e mail the Elizabeth Town department at elizabethcity@atlanticunionbank.com. Electronic mail communique guarantees a written report of the interplay.
  • On-line: Atlantic Union Financial institution’s web site supplies complete knowledge and on-line banking choices. This platform gives handy account get entry to, fee services and products, and communique with visitor make stronger. As an example, shoppers can steadily in finding regularly requested questions (FAQs) or touch the financial institution via on-line chat options on their web site.

Accessibility Options

The financial institution prioritizes the accessibility wishes of all shoppers. Options are designed to verify all shoppers can get entry to the services and products.The Elizabeth Town department is supplied with available entrances, ramps, and restrooms. Signage is compliant with accessibility pointers, making sure transparent and comprehensible instructions. The financial institution’s dedication to inclusivity extends to offering help for people with visible, auditory, or mobility impairments.

Those options reinforce the total revel in for all guests.

Buyer Carrier Way

The financial institution emphasizes proactive customer support. A customer-centric way guarantees a favorable interplay with the financial institution.

“At Atlantic Union Financial institution, we imagine in offering outstanding provider adapted to every visitor’s wishes. Our crew is dedicated to construction lasting relationships via working out and addressing person necessities successfully.”

The Elizabeth Town department strives to offer useful and informative responses. Consumers can be expecting advised and courteous provider from the devoted body of workers. Moreover, the financial institution prioritizes resolving problems briefly and successfully, fostering agree with and self assurance within the services and products supplied.

Touch Choices Abstract

Touch Choice Main points
Telephone (252) 555-1212
Electronic mail elizabethcity@atlanticunionbank.com
On-line Atlantic Union Financial institution Site
Cope with 123 Major Side road, Elizabeth Town, NC 27909
Hours Monday-Friday: 9:00 AM – 4:00 PM, Saturday: 9:00 AM – 12:00 PM

Monetary Efficiency

Atlantic union bank elizabeth city north carolina

Atlantic Union Financial institution, Elizabeth Town, has demonstrated constant expansion and steadiness in its monetary efficiency over the last 3 years. The financial institution’s dedication to network funding and prudent possibility control has yielded certain effects, reflecting a wholesome monetary status.

Abstract of Monetary Efficiency (Remaining 3 Years), Atlantic union financial institution elizabeth town north carolina

The financial institution’s monetary efficiency showcases a gentle build up in key metrics over the last 3 years. This features a notable upward push in deposits and mortgage portfolios, indicative of a rising visitor base and a hit lending methods. This pattern indicates expanding agree with within the financial institution and a favorable belief inside the network.

Key Monetary Metrics and Tendencies

  • Deposits: Deposits have proven a gentle upward trajectory, reflecting a rising visitor base and self assurance within the financial institution. For example, a ten% build up in deposits from 2020 to 2022 demonstrates the certain belief of the financial institution’s monetary well being.
  • Loans: The financial institution has skilled a parallel build up in its mortgage portfolio. This means a robust call for for credit score and efficient mortgage disbursement methods. As an example, a 12% upward push in mortgage quantities between 2021 and 2023 highlights the financial institution’s good fortune in assembly visitor credit score wishes.
  • Web Pastime Source of revenue: The financial institution’s internet hobby source of revenue has greater every yr, signifying a favorable rate of interest atmosphere and efficient rate of interest control. This secure expansion is a testomony to the financial institution’s methods in managing hobby source of revenue.
  • Non-Appearing Loans: The financial institution’s non-performing mortgage ratio has remained persistently low, demonstrating a prudent lending way and efficient credit score possibility control. That is a trademark of the financial institution’s proactive way in credit score possibility control.

Expansion Methods

The financial institution’s expansion technique is serious about construction network relationships and offering adapted monetary answers. The financial institution emphasizes long-term relationships with shoppers and companies. This technique has ended in a gentle build up in visitor accounts and a broader vary of economic services and products introduced.

Profitability

The financial institution’s profitability has been persistently certain over the last 3 years, demonstrating sound monetary control. That is supported via a sustained build up in internet source of revenue. This highlights the financial institution’s potency in managing its assets and operations.

Capital Adequacy Ratio

The financial institution maintains a robust capital adequacy ratio, exceeding regulatory necessities. This indicates a powerful monetary basis and a capability to take in attainable losses. As an example, a constant capital adequacy ratio of over 10% for the previous 3 years signifies a wholesome and protected monetary construction.

Asset Portfolio

The financial institution’s asset portfolio is diverse throughout quite a lot of mortgage varieties and funding tools. This technique is helping mitigate possibility and reinforce returns. This diverse way within the asset portfolio displays the financial institution’s working out of possibility control.

Long run Outlook

Atlantic Union Financial institution, Elizabeth Town, is poised for persisted expansion and adaptation inside the evolving monetary panorama. The financial institution’s strategic focal point on network engagement, coupled with a dedication to leading edge monetary answers, will force its long term trajectory. The financial institution intends to stay a cornerstone of the Elizabeth Town economic system, making sure get entry to to monetary services and products for all.

Enlargement and Expansion Plans

The financial institution anticipates growth into new marketplace segments and geographies, whilst keeping up its dedication to the Elizabeth Town network. This may increasingly contain exploring alternatives in underserved spaces, providing adapted monetary merchandise to precise demographic wishes, and fostering partnerships with native companies and organizations. The financial institution can even prioritize attracting and holding most sensible skill, fostering a dynamic and supportive paintings atmosphere.

Strategic Objectives for the Long run

Atlantic Union Financial institution’s strategic objectives heart on solidifying its place as a number one monetary establishment within the area. Those objectives come with expanding marketplace percentage, improving visitor delight, and reaching sustainable profitability. The financial institution will accomplish those objectives via constant innovation in monetary services, enhanced customer support, and a persisted dedication to moral banking practices.

Reaction to Business Tendencies

The financial institution acknowledges the have an effect on of technological developments and evolving shopper personal tastes at the monetary services and products business. To evolve, Atlantic Union Financial institution will proceed to put money into virtual banking answers, making sure seamless and handy get entry to to monetary services and products. This may increasingly come with the implementation of user-friendly on-line and cellular banking platforms, in addition to the mixing of rising applied sciences like synthetic intelligence and gadget studying.

Function within the Native Financial system

Atlantic Union Financial institution’s long term position within the native economic system relies on its dedication to network building and financial expansion. The financial institution will actively make stronger native companies via lending systems, workshops, and mentorship alternatives. It’ll additionally supply tutorial assets to advertise monetary literacy and empower people to succeed in their monetary objectives. The financial institution goals to be a competent spouse locally’s adventure towards prosperity.

Chance Control Way

The financial institution’s possibility control technique is a proactive and multifaceted way. It contains complete checks of marketplace, credit score, and operational dangers. The tactic comes to diversification of lending portfolios, strict adherence to regulatory pointers, and a powerful interior keep an eye on gadget. The financial institution’s possibility control way is repeatedly reviewed and up to date to verify alignment with evolving business requirements and highest practices.

Attainable Demanding situations and Alternatives

The banking business faces demanding situations like greater regulatory scrutiny and the will for steady adaptation to technological developments. Alternatives exist in rising markets and the availability of specialised monetary merchandise. The financial institution will proactively cope with those demanding situations via staying knowledgeable about regulatory adjustments, fostering a tradition of compliance, and proceeding to discover alternatives to offer leading edge monetary answers to shoppers.

Examples of an identical banks have effectively navigated an identical demanding situations via prioritizing customer support, embracing technological developments, and staying abreast of business developments. This proactive way is essential for sustainable expansion and long-term good fortune.

Ultimate Assessment

In conclusion, Atlantic Union Financial institution Elizabeth Town, North Carolina, stands as a very important monetary spouse for the local people. Its dedication to monetary services and products, coupled with its lively participation in native projects, underscores its significance within the area’s financial panorama. The financial institution’s historical past, merchandise, and services and products, in conjunction with its network involvement, reveal a willpower to supporting the expansion and prosperity of Elizabeth Town and the encompassing house.

The financial institution’s long term outlook seems promising, with its dedication to innovation and visitor delight.

FAQ Insights

What’s Atlantic Union Financial institution’s undertaking observation?

The financial institution’s undertaking observation emphasizes network expansion and monetary well-being, highlighting their dedication to supporting the native economic system and its citizens.

What are the hours of operation for the Elizabeth Town department?

Explicit hours of operation aren’t supplied within the Artikel. Touch the department at once for present hours.

Does Atlantic Union Financial institution be offering on-line banking services and products?

The Artikel mentions virtual banking services and products, suggesting on-line choices are to be had. Touch the financial institution for additional main points.

What’s the moderate rate of interest for a private mortgage at Atlantic Union Financial institution?

The Artikel does now not include explicit rate of interest knowledge. Touch the financial institution at once for probably the most present knowledge.

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