The value of a 1946 Roosevelt dime is determined by several factors, primarily its condition, also known as its grade. Numismatists use a standardized grading scale, ranging from “Poor” (heavily worn) to “Mint State” (uncirculated). A dime in average circulated condition will typically be worth its melt value, which fluctuates with the current price of silver. However, an uncirculated or exceptionally well-preserved example can command a significant premium among collectors.
Understanding the factors that influence the value of these coins provides insight into the broader field of numismatics. The 1946 dime, while a common date, represents a specific point in American history and coinage. Its composition, a 90% silver alloy, connects it to a period of monetary policy different from the present day. For collectors, the value extends beyond the metal content, encompassing historical significance and the satisfaction of preserving a tangible piece of the past.